⚠️ BETA DISCLAIMER: By proceeding, you acknowledge this is an offline-first testing environment.

• Local Storage Only: All financial data you enter is stored purely locally on this specific browser. We are not storing your data on our servers.
• No Real APIs: Live integration with Plaid, Stripe, and OpenAI are currently disabled or mocked for this testing phase to prevent billing.
• Save Mechanics: Because it is offline, clearing your browser cache/cookies will delete your stats natively.